INDEX.

ABERDARE, Lord, on loss by strikes

Advancement of self is advancement of society

Aiton, Dr., an example of thrift

Akroyd, Edward, founds Provident Society and Penny Savings Bank

and his workpeople

and Penny Banks

Ambition, use of

Amusement, meaning and use of

Arithmetic, necessary for domestic economy

Ashburton, Lord, on home economy

Ashworth, Messrs., and their workpeople

Author's mother, an example of thrift

Avarice, differs from economy

BACON, on limits of economy his improvidence Bargain-buying, bad economy of Baxendale, Joseph on punctuality and Pickford and Co. and railways his maxims Bewick, the engraver Bilston Savings Bank Brassey. T., on English work-men Brewster, D., on education Briggs and Son, and co-operation Bright, John, on the wages of the working classes Brutus, and usury Buchan, Earl of, an example of thrift Building Societies at Birmingham at Leeds at Padiham at Burnley Burnley, Building Society at Burns, and debt Byron, and debt

CAMPBELL, Dr., the missionary

Canova, humble origin of

Capital, the result of industry and thrift

advantage of, to workmen employed

Carlyle, T., on manufacturers

his letter to Whitworth

on public charities

Carrington, Lord, and Pitt

Cato, the elder, and usury

Chadwick, Edwin, sketch of his life

his Sanitary Idea

and Poor Law Inquiry

and the Sanitary Movement

and General Board of Health

on thriftlessness

Chantrey, F.

Charities, public

Christianity, its establishment

Civilization, and thrift

slow progress of

and healthy homes

Class, exclusiveness of

Cleanliness, must be taught

Cobbett, W., on Savings Banks

Cobden, R., on self-help

Cold, the parent of frugality

Comfort, and the art of living

Competition, use of

Cooking, good and bad

Co-operation, the secret of social development

and the middle classes

and working classes

Fishery

tin-mining

at Hull

at Leeds

at Rochdale

at Over Darwen

at Northampton

at Padiham, Manchester, Birmingham, Leeds

and life assurance

and friendly societies

and factories

Corbett, J., on ignorance of domestic economy

Crallan, and lessons on thrift

Crossley, Francis, and Halifax Park

Crossley, John, sketch of his life

his wife

his work

DANTZIC, Duke of

Davis, John, on debt

Debt, evils of

sympathy with

and great men

Debtors, celebrated, Bacon, Pitt

Melville, Fox

Sheridan

De Retz, Mirabeau, Lamartine, Webster

Hunter, Vandyck

Hayden

Cowper, Marlowe, Greene, Peele

Lovelace, Butler, Wycherley, Fielding, Savage

Chatterton

Steele

Goldsmith

Byron

Foote

De Foe

Scott

Deeds, not words

Denison, Edward, on providence

on London poor

on thrift

on thrift in Guernsey

Derby, Lord, on progress

Derby Penny Bank

De Retz, Cardinal

Dirt, a degradation

Dolland, industry of

Donne, Dr., his charity and thrift

Donough, J., tombstone of

Dress, extravagance in

Drill, the magic of

Drink, money spent on

the Great Sin

and unhealthy homes

Duncan, H., and Savings Banks

ECONOMY, see Thrift

Education, power of

is capital

advantage of

in Germany

Elcho, Lord, on miners' wages

Elegance at home

Elliot, Sir G., and miners

England, one hundred years ago

English charities

English workmanship

Englishmen, industry and improvidence of

Extravagance, prevalence of

FAILURE, self-sought Farnham Penny Bank Fast living, tendency to Felkin, on workmen's savings Ferguson Charity, the Ferguson, the astronomer Flaxman, the sculptor Flowers, use of Foote, and debt Forster, W.E., on Lister Fox, Head, and Co., and cooperation Fox, C.J., and debt Franklin, B., on thrift of time on self-imposed taxes his industry Friendly societies defects of working of objections to improvement of Funerals, extravagance of

GENEROSITY, and economy

Girard Charity, the

Ghent, School Bank at

Gibbon, on Fox

Goethe, on individualism

Goldsmith, O., and debt

Good manners, art of

among working classes

Good taste, economy of

and comfort

Grey, Margaretta, on occupation of ladies

Greenock Penny Bank

Greg, W.B., on savings of working classes

Gregory, O., on self-taught working men

Griffiths, on pursuit of money

Grundy, Mrs., fear of

Guizot, on English Charities

Guy's Hospital

HALIFAX PENNY BANK

Happiness in old age

Health, pleasures of, 315; injuries

to. 316-7

Heriot's Hospital, 309

Herschel, his industry. 77

Hill, Rowland, and Savings

Banks, 149-50

Hogarth. 80

Home and civilization. 321; and

children. 322; ignorance

concerning, 323-4; reform,

340-1

Huddersfield Savings Bank, 154

Hull Anti-Mill Society, 102

Hume, H., and thrift, 68

Hume, J., on tone of living, 17

Hunter, J., and debt, 269

Hutton, Dr., 73

IDLENESS, wretchedness of, 6

Ignorance is power, 57-9

Improvidence, see Thriftlessness

Inchbald, Mrs., on thrift, 65

Incomes of the working classes,

41-9

Independence of a good mechanic,

Individualism, 72-3

Industry, see Labour

JOHNSON, S., on economy, 19;

on poverty, 20; on Savage,

272; his poverty, 282-3; on

debt, 283

Jonson, B., and poverty, 271

KEPLER, and poverty, 268

Knowledge, acquired by labour, 6

LABOUR, leads to wealth, 2; is never lost, 3; a necessity and pleasure, 4; St. Paul on, 6; gives knowledge, 6; and progress, 7; of English workmen, 36; and thrift, 96, 184; makes the man, 160 Laing, S., on good manners in France, 368 Lamartine and debt, 267 Lancaster, J., and Sunday schools Land and Building Societies Leeds, Industrial Society Permanent Building Society Life assurance, advantages of working of at a penny a day Life, uncertainty of Lister, of Bradford Little things, importance of Living, art of Loan Societies Lough, the sculptor, sketch of his life Luck, means good management does not make men Lytton, Lord, on money on public charities

MACAULAY, on Pit Macdonald, A. Manchester, Bishop of, on agricultural labourers Manchester Co-operative Bank Unity of Odd Fellows Marlborough, Duke of, his penuriousness Marriage, responsibility of makes economy a duty imprudent Masters, influence of want of sympathy between men and Means, living beyond Mechanics' Institutes Melville, Lord, and debt Method, a masculine quality value of Middle class, co-operation among Mill, J.S., on combination on dollar-hunters Miller, Hugh, on thrift his industry Milton, J., and poverty Mirabeau, and debt Misery, caused by greed and improvidence of the man of nothing but money Money, represents independence mistake as to power of worship of accumulation of dissipated by the third generation Montaigne, on debt Mortality, laws of Moses, a sanitary reformer

NAPIER, C., on debt

Nasmyth, J., sketch of his life

his active leisure

National prosperity is not real prosperity

Navvy's Home, a failure

Newman, on debt

Nightingale, F., and soldiers' savings

No, ability to say

Nobody to blame

Norris, on miners

Northampton Co-operative Society

ORDER

Overcrowding

Over Darwen Co-operative Society

PADIH AM, Co-operative Cotton-mill Building Society Pastoral life, a myth Peabody benefaction, the Penny a day, power of a Penny Bank, Akroyd's at Greenock at Halifax at Glasgow at Farnham Pennies, taking care of the Physiology, should be taught Pickford and Co., see Baxendale Pictures, use of Pitt, and debt Post Office Savings Banks Pounds, John, and Ragged Schools Poverty, not a disgrace sharpens wits the skeleton in the closet Preston Savings Bank Primogeniture, Right of, causes struggle for wealth Prodigality, see Thriftlessness Progress and labour of individuals and nations Prosperity, leads to greater expenditure Punctuality, Baxendale on a household quality

QUECKETT,on Penny Banks

Quentin Matsys, industry of

RAGGED SCHOOLS and Penny Banks

foundation of

Ramsay, Allan

Ready-money transactions

Reform of Number One

of home

Republican millionaires

Respectability, abuse of

Rich man, the troubles of the

Richardson, S.

Rochdale, co-operative corn-mill

Equitable Pioneers Society

Roebuck, J.A., on the working classes

Rural districts, unwholesome condition of

ignorance in

Russell, Lord, on self-imposed taxes

Ruthven Savings Bank

SALADIN, on wealth Salamanca, Jose de, on love of gold Salt, T., sketch of his life founds Saltaire and his workpeople Saltaire Sanitary science Savings Banks the first at Ruthven used by domestic servants used most where wages are lowest used by soldiers military at Bilston Penny school increase of Post Office statistics of Savings, see Thrift Scholarship in the School of Mines Scotch charities Scott, W., and debt Self-help, means self-respect Sharp, W. Sheridan, and debt Sikes. C.W., on thriftlessness on Savings Banks and Post Office Savings Banks sketch of his life Slavery, in Britain in England in Scotland Smith, Joseph, starts a Savings Bank Smith, Sydney, and poverty Society, living up to higher Socrates, on thrift Southey, his industry Spinoza, and poverty Steele, R., and debt Steen, Jan, and debt Stephenson, George Sterne, and poverty Stone, on public charities Strikes, losses by, 47, 98-100 Sully, Duke of, on economy, 93 Sympathy between masters and men, want of, 180-83

Tact, want of, 95

Tassie, sculptor, 80

Taxes, self-imposed, 39

Taylor, J., on reputation of man

of money, 294

Thrift, origin and definition of,

1; an acquired principle, 8;

gives Capital, 10; is within

reach of all, 11-3; of time,

12; needs common sense. 13;

needs a beginning, 14; is a

duty, 14; in youth, 18; is

practical, 19; dignity of, 20;

in Guernsey, 35; object of,

65; is Order, 66; of upper

classes, 67; rules for, 89;

limits of, 90; is a dignity and

satisfaction, 93; is conservative,

107-8; and building

societies, 109; of Frenchmen

and Belgians, 115; of private

soldiers, 133-5; lessons

in, 145-6; of great generals,

192; of French workmen,

231-2; leads to Charity, 286

Thriftlessness, of savages, 2; of

nations, 9; of individuals, 10;

selfishness of, 14; dependence

of, 16; cruelty of, 17,112; in

prosperous times, 26, 30; of

English workmen, 36-7, 41-57,

91, 139

Tottenham Savings Bank, 127

Trades Unions, 99-100

Typhus, a preventible disease,

UNCIVILIZED condition of the

poor, 32

VENTILATION

WAGES of working classes Wakefield, P., and Savings Banks Walker, Robert Walpole, Horace, on bargains Walter, J., on pride in work Washington, G., and slaves Waterlow, S. Watt, James Wealth, by labour and poverty Wellington, Duke of, on military Savings Banks Wesley J., his account-keeping Whitworth, J., and co-operation Winckelmann Woman, influence of Women, require to be taught physiology domestic economy arithmetic cooking Working-men, definition of thriftlessness of wages of extravagance of want of self-respect among neglect opportunities want knowledge co-operation among strikes among their ability to save do not much use the Savings Banks Wycherley, and debt